BRYANT & SMITH INSURANCE
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D&O Insurance 

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What is D&O Insurance?

D&O insurance policies offer liability cover for company managers to protect them from claims which may arise from the decisions and actions taken within the scope of their regular duties. As such, D&O insurance has become a regular part of company’s risk management.

Companies purchase D&O cover because managers can make mistakes. D&O coverage includes financial protection for managers against the consequences of actual or alleged “wrongful acts”. Policies cover the personal liability of company directors but also the reimbursement of the insured company in case it has paid the claim of a third party on behalf of its managers in order to protect them.

Coverage is usually for current, future and past directors and officers of a company and its subsidiaries. D&O insurance grants cover on a claims-made basis. This means that claims are only covered if they are made while the policy is in effect or within a contractually agreed extended reporting period, which can extend up to another 72 months or even longer in some countries.

Coverage does not include fraudulent, criminal or intentional non-compliant acts or cases
where directors obtained illegal remuneration, or acted for personal profit.

Therefore, D&O insurance raises many important questions which companies must face:
How much is enough? What and who is covered – and not covered? Should small-to-medium sized enterprises (SME) purchase D&O? What does the typical program look like? How can risk management protect officers from the many perils they face in today’s business environment?
(863) 949-6474
229 E Stuart Ave
Suite 12
Lake Wales, FL 33853
Click Here to Email Us
We are licensed in Florida, California, Colorado, Nevada, New York, and Virginia

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Bryant & Smith Insurance 
229 E Stuart Ave
Suite 12
Lake Wales, FL 33853
(863) 949-6474​
Click Here to Email Us

Location

Lake Wales FL Lake Kissimmee SP dock01 by Ebyabe | CC-BY-SA-3.0,2.5,2.0,1.0 | Website by InsuranceSplash
  • Home
  • Quotes
    • Personal Quotes >
      • Auto Quotes >
        • Auto Insurance Quote
        • ATV Insurance Quote
        • Boat Insurance Quote
        • Classic Car Insurance Quote
        • Motorcycle Quote
        • RV Insurance Quote
      • Property Quotes >
        • Home Insurance Quote
        • Flood Insurance Quote
        • Landlords Insurance Quote
        • Renters Insurance Quote
      • Life & Financial Quotes >
        • Life Insurance Quote
        • Umbrella Insurance Quote
      • Health Quotes >
        • Dental Insurance Quote
        • Long Term Care Insurance Quote
        • Medicare Advantage Plan Quote
        • Medicare Supplement Coverage Quote
        • Vision Insurance Quote
    • Commercial Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Group Benefits Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
      • D&O Insurance Quote
      • EPLI Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Policy Review
    • Online Documents
    • Free Consultation
  • Insurance
    • Personal Insurance >
      • Vehicles >
        • Auto Insurance
        • ATV Insurance
        • Boat Insurance
        • Classic Car Insurance
        • Motorcycle Insurance
        • RV Insurance
      • Property >
        • Home Insurance
        • Flood Insurance
        • Landlords Insurance
        • Renters Insurance
      • Life/Financial >
        • Life Insurance
        • Financial Planning
        • Umbrella Insurance
      • Health >
        • Dental Insurance
        • Long Term Care Insurance
        • Medicare Advantage Plans
        • Medicare Supplement Coverage
        • Vision Insurance
    • Commercial Insurance >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Group Benefits
      • Insurance Bonds
      • Workers Compensation
      • D&O Insurance
      • EPLI Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Accessibility Statement
  • Contact